Current Affairs - 18 June 2015

Sushma Swaraj's reply to Twitter insinuation: My daughter is a barrister, Oxford graduate

• NEW DELHI: External affairs minister Sushma Swaraj on Wednesday reacted angrily to a tweet suggesting she took favours to get her daughter a seat in a medical college through the northeast quota.
  
  "My daughter is a barrister and Oxford graduate. What you say is absolutely false," she replied to the tweet.
  
  The twitter handle 'Soch @pakoed' had insinuated that "Sushma is no stranger to taking and giving favours! Her daughter studied through NorthEast quota in medical college."
  
  Twitterati immediately reacted, wondering at Sushma's impulsive response to a stray tweet. The handle @pakoed was deleted, though its tweet was retweeted by others.
  
  Sushma's twitter supporters urged her not to be hassled by a "dog that barks" and keep up her good work.
  
  Sushma's daughter Bansuri is a lawyer, who is reported to have appeared in passport cancellation matters relating to former Indian Premier League chief Lalit Modi before the court.
  
  The Congress has pointed this out in its accusations against the minister, citing "conflict of interest".
  
  The senior minister is facing flak for having helped Lalit Modi procure documents to travel to Portugal in 2014. Lalit Modi, who is wanted by the Enforcement Directorate for alleged financial impropriety in the money-spinning IPL, stays in London.
  
  Her husband Swaraj Kaushal was governor of Mizoram from 1990 to 1993 and is an expert on the northeast.

21 AAP MLAs have criminal cases against them: Delhi Police

• NEW DELHI: A probe by Delhi Police has revealed that 21 AAP MLAs have 24 criminal cases against them. Delhi Police will be wrapping up investigations in these cases and filing chargesheet in concerned court soon.
  
  Delhi CM Arvind Kejriwal has been chargesheeted six times by Delhi Police and probe is on in two other cases. Kejriwal's cases involve holding protest/demonstration despite prohibitory orders and preventing public servants from performing their duty.
  
  Deputy CM Manish Sisodia, who participated at Railway Bhawan protest in January 2014, has been booked for violating prohibitory orders too.
  
  In one case against Kejriwal, court has fixed August 4 as the date for arguments on charge.
  
  Criminal case of cheating/forgery has been filed against ex-law minister Jitender Singh Tomar and preliminary probe has been ordered against AAP Karol Bagh MLA Vishesh Ravi.
  
  AAP Kondli MLA Manoj Kumar is being probed on charges of cheating and forgery, instigating security forces and misbehaving with woman. He has four FIRs pending against him.
  
  While AAP MLA from Uttam Nagar, Naresh Baliyan has been booked for distributing alcohol during elections, MLA from Tilak Nagar, Jarnail Singh, is facing probe for assaulting public servant.
  
  Ex-law minister Somnath Bharti's wife too has accused him of physical and mental torture.

Mumbai hit badly as autorickshaws go on strike

• MUMBAI: Autorickshaws in most parts of the city went off the roads on Wednesday causing inconvenience to the office-goers, school and college students and scores of senior citizens.
  
  The Mumbai Autorickshawmen's Union is observing a one-day token strike in protest not just in Mumbai, but in the neighbouring Thane and Navi Mumbai as well. Union leader Shashank Rao said he will take a delegation to state transport minister Diwakar Raote in the afternoon to submit his memorandum of demands. This includes the demand for a ban on aggregator cab services like Ola and Uber within Mumbai and that the Hakim committee fare hike formula be continued.
  
  This is the second time in two days that Mumbai commuters have been hit after Tuesday's strike by a section of taxi-drivers union led by Nitesh Rane.
  
  Wednesday's strike saw many people either walking down to the nearest railway stations, awaiting the overcrowded BEST or ST buses, using private vehicles or two-wheelers.
  
  Braving rains in many parts, passengers at the airport here as well as at the rail terminals in various places in the city had a harrowing time.
  
  The strike, in which Shiv Sena and the taxi-men's unions are not taking part, led to a spurt in demand for various private and radio taxi services. Ironically, one of demands of the autorickshaw drivers is the a ban on these radio taxis.

Two coaches of Bangalore-Chennai Mail derail

• CHENNAI: Two coaches of Bangalore-Chennai Mail (Train No. 12658) derailed near Basin Bridge railway station here on Wednesday morning. Passengers were not injured in the accident. 
  
  A first AC coach and a second AC coach derailed at 4.35am after the train crossed the Basin Bridge station, said Chennai divisional railway manager Anupam Sharma. 
  
  "The third and fourth coaches from the rear got derailed. Railway officials reached the spot and started restoration work immediately," he said. 
  
  Passengers of the two derailed coaches and other two coaches behind them were moved to other coaches of the train. The affected coaches were detached and the rest of the train reached Central railway station with passengers at 5.30am. 
  
  Workers and technical staff re-railed the two coaches, which jumped the track, by 7am. It took some time to tow away the coaches because the shunting engine could not be attached to the rear of the coaches because they were standing on a track crossing. 
  
  Workers fastened steel chain to the engine and the stranded coaches to pull them away. 
  
  The accident affected train services. Departures from Central station were restored at 7am. Arriving trains were detained at different stations and were brought in after 7.30am. Suburban trains were also delayed. 
  
  Musaffarpur-Yeshwantpur Express from Central was one the first trains to cross the accident spot after services were restored. This was followed by Chennai-Erode Express at 7.30am, Chennai-Coimbatore Shatabdi Express at 7.40am and Chennai-Bengaluru Double Decker Express at 7.45am. 
  
  Suburban trains scheduled to be operated from Moore Market Complex suburban station to Gummidipoondi were run from Beach station. 

FIR filed in National Textiles Corporation scam

• NEW DELHI: CBI on Wednesday registered an FIR in a scandal worth Rs 1700 crore in a land deal of National Textiles Corporation. 
  
  The agency, top sources said, is probing former Union cabinet minister for textiles Shankar Singh Vaghela and former NTC chairman Ramachandran Pillai in the deal.
  
  CBI sources said that raids are being conducted by teams involved in the scandal in several places including Pillai's premises.
  
  Sources said that several incriminating documents related to the land deal(s) of NTC - when the UPA was in power - have been recovered.
  
  According to CBI, assets sales committee, that was chaired by Pillai, allegedly changed its stand repeatedly in disregard of existing norms while selling NTC property to private company(s).
  
  The agency has alleged that state-owned NTC manipulated the sale of land by restricting the competitive bidding.

Earth is running out of groundwater: Study

• 

  WASHINGTON: Human activity is leading to the rapid draining of about one third of the planet's largest underground water reserves and it is unclear how much fluid remains in them, two new studies have found.
  Consequently, huge sections of the population are using up groundwater without knowing when it will run out, researchers said in findings that will appear in the journal Water Resources Research and were posted online on Tuesday. 
  
  "Available physical and chemical measurements are simply insufficient," University of California Irvine professor and principal investigator Jay Famiglietti said in a statement. 
  
  "Given how quickly we are consuming the world's groundwater reserves, we need a coordinated global effort to determine how much is left," added Famiglietti, who is also the senior water scientist at Nasa's Jet Propulsion Laboratory. 
  
  Scientists used data from special Nasa satellites to measure groundwater losses. 
  
  In the first paper, they looked at 37 of Earth's biggest aquifers between 2003 and 2013. Eight of these were classified as "overstressed," meaning they were being sucked dry with almost no natural replenishment to offset the usage. 
  
  Five other aquifers were determined to be "extremely or highly stressed." 
  
  Scientists warned the situation would only worsen with climate change and population growth. The most overburdened aquifers are in the world's driest places, where there is little natural replenishment. 
  
  "What happens when a highly stressed aquifer is located in a region with socioeconomic or political tensions that can't supplement declining water supplies fast enough?" said Alexandra Richey, the lead author on both studies. 
  
  "We're trying to raise red flags now to pinpoint where active management today could protect future lives and livelihoods." 
  
  Researchers found that the Arabian Aquifer System, providing water for more than 60 million people, is the world's most overstressed source. 
  
  The Indus Basin aquifer of northwestern India and Pakistan is the second-most overstressed, and the Murzuk-Djado Basin in northern Africa is third, scientists said. 
  
  In drought-striken California, the Central Valley aquifer was labeled as "highly stressed." 
  
  The second paper concludes that the total remaining volume of the world's usable groundwater is poorly known and huge discrepancies exist in estimated "time to depletion." 
  
  "We don't actually know how much is stored in each of these aquifers. Estimates of remaining storage might vary from decades to millennia," Richey said. 
  
  "In a water-scarce society, we can no longer tolerate this level of uncertainty, especially since groundwater is disappearing so rapidly."

No. of Indians with over $100 million hits 928

• MUMBAI: The number of ultra high net worth (UHNW) individuals in India has more than trebled to 928 in 2014 from 284 in 2013, according to a Boston Consulting Group (BCG) report. Though BCG has clarified that the two figures cannot be compared because there has been a change in methodology, following the new study, India's ranking among countries in terms ?of the number of UHNW individuals has risen to number four in 2014 from the 13th position in 2013. The report defines individuals with financial wealth (excluding residential properties) of $100 million (Rs 640 crore) as UHNW. 
  
  BCG executives said, "Currency impacts versus the US dollar (our segments are in US dollars) and methodological changes to the national accounts' data make a comparison between the 2014 and 2015 reports very difficult." Going by 2015 methodology, UHNW individuals in India have increased to 928 in 2014 from 800 in 2013. 
  
  According to BCG, the Asia-Pacific region will be the main driver of increase in global wealth, fuelled by the rich in China and India. What's more, wealth in India is projected to record the fastest growth of 21% between 2014 and 2019 - double the growth rate of the next fastest wealth creator China (10.3%). 
  
  The US remained the country with the largest number of UHNW households at 5,201, followed by China (1,037), the UK (1,019), India (928), and Germany (679). The highest density of UHNW households was found in Hong Kong (15.3 per 100,000 households), followed by Singapore (14.3), Austria (12), Switzerland (9), and Qatar (8.6). UHNW households held $10 trillion, or 6%, of global private wealth in 2014, which was in line with 2013. At a projected CAGR of 12% over the next five years, private wealth held by the UHNW segment will grow to an estimated $18 trillion in 2019. 
  
  This top segment is expected to be the fastest growing, in both the number of households and total wealth. The number of households in this segment is projected to grow at a CAGR of 19% over the next five years. "With such a large number of households entering this segment, the average wealth per household is projected to decline at a CAGR of 6%," the report said. 
  
  Private wealth held by the upper high net worth (HNW) segment (those with between $20 million and $100 million) rose by a healthy 34% in 2014 to $9 trillion. With a projected CAGR of 9% over the next five years, this segment is expected to top $14 trillion in 2019. Private wealth held by the lower HNW segment (those with between $1 million and $20 million) is expected to grow at a slightly lower rate (7%) over the next five years. 
  
  Globally, the total number of millionaire households (those with more than $1 million in private wealth) reached 17 million in 2014, up strongly from 15 million in 2013. The increase was driven primarily by the solid market performance of existing assets, in both the new and old worlds. 
  
  Millionaire households held 41% of global private wealth in 2014, up from 40% a year earlier, and are projected to hold 46% of global private wealth in 2019. 
  
  From a regional perspective, the US still had the highest number of millionaire households in 2014 (7 million), followed by China (4 million, which showed the highest number of new millionaires at 1 million). Japan was third, with a million millionaire households, down from previous years due to the fall of the yen versus the US dollar (with fewer households reaching the $1-million mark in dollar terms). 
  
  Although the BCG report does not rank billionaires, an earlier Huran report said that India ranks three among global billionaires preceded by US and China. India had moved up two places in the Huran Report, overtaking UK and Russia, where billionaires saw their wealth erode due to weak markets. 
  
  The report listed 97 Indian billionaires which included new entrants such as Anand Burman of Dabur group, P V Ramaprasad Reddy of Aurobindo Pharma, Nitin Sandesara of Sandesara Group, Vivek Chaand Sehgal of Motherson Sumi Systems and Nusli Wadia of Bombay Dyeing and Britannia Industries. 

Thanks to NRIs, 3 small Gujarat villages each have Rs 2,000cr bank deposits

• 

  AHMEDABAD: Eight full-fledged branches of nationalized banks cater to just 1,292 households in the tiny hamlet Baladia, some 15km from Bhuj. The NRI-rich village boasts of bank deposits worth Rs 2,000 crore. Baladia is one of over a dozen wealthy Patel villages around Bhuj. With 7,630 households, bank deposits in Madhapar stand at Rs 5,000 crore. Kera village, home to 1,863 families, too has deposits of Rs 2,000 crore. Almost half of this is NRI money.
  
  No wonder bank hoardings flashing interest rates for NRI deposits (up to 10%) is a common sight in these villages. "Some villages in Kutch like Madhapar and Baladia have very high NRI deposits. To the best of our knowledge, this is the highest in the country," said K C Chippa, former convener of the State Level Banker's Committee (SLBC) Gujarat. Between them, Madhapar, Baladia and Kera have 30 bank branches and 24 ATMs.
  
  According to bankers, other villages with bank deposits in the range of Rs 100 to Rs 500 crore include Nanpura, Sukhpar, Samatra, Kodaki, Bharasar, Rampar-Vekara and Mankuva to name a few.
  
  The top three villages draw majority of deposits from a large number of non-resident Gujaratis (NRGs). While Kutchi Patels dominate Baladia and Madhapar, Kera has a vast number of Khoja community NRGs.
  
  "NRGs form over 60% of Baladia village population. They put all their money in bank deposits," said Jadavji Garasia, a local businessman from Baladia.
  
  According to a Dena Bank official, the district has NRI deposits of around Rs 9,181 crore, the second highest in the state after Ahmedabad. Bank deposits in Kutch total around Rs 24,353 crore.
  
  Residents of these villages are settled mostly in countries like Kenya, Uganda, Mozambique, Tanzania, South Africa, the UK and Australia.
  
  "The high number of deposits is because they feel indebted to their hometowns," said Haribhai Halasia, former president of the Kutch Levua Patel Samaj in the UK. "People like me who are living in the UK come to Kutch every 3-4 years and try to pay back our native place," said Halasia, who frequents his native village Madhapar, 20km from Bhuj. Halasia says there are about 2,500-3,000 people from Madhapar in Britain. Kutch Madhapar Karyalay, a body registered in the UK, has over 1,000 registered families from Madhapar.
  
  Interestingly, those with high amount deposits also negotiate with banks for higher interest on their deposits. In many cases, banks also agree to pay them 0.25% or 0.5% more depending on the amount of deposits.

GENERAL AWARENESS PRACTICE QUESTIONS FOR SBI P.O. EXAM

• 1. World Environment Day (WED) was celebrated on June 5, 2015. The theme for this year’s WED is?
  1) Seven Billion Dreams. One Planet. Consume with Care
  2) Small Islands and Climate Change
  3) Think.Eat.Save
  4) Many Species. One Planet. One Future
  5) None of these
  ------------------------------------------------------------------------------------------
  2. The Reserve Bank of India cut the repo rate on June 2, 2015 by 25 basis points. What is the present
  repo rate?
  1) 6.25 per cent
  2) 7.25 per cent
  3) 8.25 per cent
  4) 8.5 per cent
  5) 6.5 per cent
  ------------------------------------------------------------------------------------------
  3. Ameenah Gurib-Fakim is the first woman President of?
  1) Liberia
  2) Benin
  3) Mauritius
  4) Gabon
  5) Namibia
  ------------------------------------------------------------------------------------------
  4. Who took over as Scientific Advisor to the Defence Minister Manohar Parrikar on June 4, 2015?
  1) Bikash Bhattacharya
  2) Tessy Thomas
  3) M.P. Kaushik
  4) G. Satheesh Reddy
  5) Venkatnarayana Raju
  ------------------------------------------------------------------------------------------
  5. Who won the prestigious DSC Prize for South Asian Literature 2015?
  1) Neel Mukherjee
  2) Amitav Ghosh
  3) Anita Desai
  4) Kiran Desai
  5) Jhumpa Lahiri
  ------------------------------------------------------------------------------------------
  6. Which bank launched ‘Digital Village’ project while adopting an entire village, Akodara in Gujarat on January 2, 2015?
  1) SBI
  2) Axis Bank
  3) HDFC Bank
  4) ICICI Bank
  5) None of these
  ------------------------------------------------------------------------------------------
  7. Edgar Lungu assumed office as the President of which of the following countries on January 25,
  2015?
  1) Somalia
  2) Mali
  3) Zambia
  4) Sudan
  5) South Sudan
  ------------------------------------------------------------------------------------------
  8. Who took over as the Chairman of African Union in January 2015?
  1) Robert Mugabe
  2) Jacob Zuma
  3) Goodluck Jonathan
  4) Yoweri Museveni
  5) None of these
  ------------------------------------------------------------------------------------------
  9. Which of the following programmes made its way into the Guinness World Records in January
  2015?
  1) Swachh Bharat
  2) Jan Dhan Yojana
  3) Make in India
  4) Digital India
  5) None of these
  ------------------------------------------------------------------------------------------
  10. A.B. de Villiers of South Africa smashed the fastest century in one day internationals against
  which of the following countries in January 2015?
  1) Sri Lanka
  2) India
  3) Bangladesh
  4) Zimbabwe
  5) West Indies
  ------------------------------------------------------------------------------------------
  11. With regard to credit card or debit card, the abbreviation CVV stands for?
  1) Card Virtual Valuation
  2) Core Virtual Value
  3) Card Vulnerability Value
  4) Card Verification Value
  5) None of these
  ------------------------------------------------------------------------------------------
  12. Which of the following is India’s first credit information company?
  1) CIBIL
  2) CRISIL
  3) ICRA
  4) CARE
  5) None of these
  ------------------------------------------------------------------------------------------
  13. Which of the following countries is not a member of OPEC?
  1) Algeria
  2) Libya
  3) Venezuela
  4) Ecuador
  5) Syria
  ------------------------------------------------------------------------------------------
  14. Klaus Iohannis took over as the President of which of the following countries on December 21,
  2014?
  1) Switzerland
  2) Germany
  3) Romania
  4) Albania
  5) Serbia
  ------------------------------------------------------------------------------------------
  15. Who is the first woman Director General of Civil Aviation (DGCA)?
  1) Jyotsna Suri
  2) M. Sathiyavathy
  3) Anita Kapur
  4) Nidhi Razdan
  5) None of these
  ------------------------------------------------------------------------------------------
  16. Bharat Heavy Electricals Limited (BHEL) commissioned 28 MW Nyaborongo Hydro Electric
  Project in?
  1) Zimbabwe
  2) Kenya
  3) Ethiopia
  4) Rwanda
  5) South Africa
  ------------------------------------------------------------------------------------------
  17. Finance Industry Development Council (FIDC) is a self-regulatory organization for?
  1) RRBs
  2) Cooperative Banks
  3) NBFCs
  4) MFIs
  5) Insurance companies
  ------------------------------------------------------------------------------------------
  18. Identify the mismatched pair.
  1) Hiroshima Day – August 6
  2) Anti Tobacco day – May 31
  3) Ozone day – September 16
  4) Earth Day – March 21
  5) AIDS Day – December 1
  ------------------------------------------------------------------------------------------
  19. CP is an unsecured money market instrument issued in the form of a promissory note. In the abbreviation
  CP, ‘P’ stands for?
  1) Promissory
  2) Paper
  3) Portfolio
  4) Position
  5) Payment
  ------------------------------------------------------------------------------------------
  20. Who is the author of the book ‘Born Again on the Mountain’?
  1) Raha Moharrak
  2) Bachendri Pal
  3) Arunima Sinha
  4) Prmlata Agarwal
  5) None of these
  ------------------------------------------------------------------------------------------
  21. Kolinda Grabar-Kitarovic is the first female President of?
  1) Croatia
  2) Latvia
  3) Lithuania
  4) Estonia
  5) Bulgaria
  ------------------------------------------------------------------------------------------
  22. Modibo Keita was appointed as the Prime Minister of which of the following countries in January
  2015?
  1) Uganda
  2) Mali
  3) Togo
  4) Nigeria
  5) Ghana
  ------------------------------------------------------------------------------------------
  23. Which country won the Hopman Cup tennis tournament in Perth, Australia in January 2015?
  1) USA
  2) France
  3) Poland
  4) Great Britain
  5) Australia
  ------------------------------------------------------------------------------------------
  24. Who among the following won Padma Bhushan this year?
  1) N. Gopalaswami
  2) Subhash Kashyap
  3) Harish Salve
  4) Both 1 and 2
  5) 1, 2 and 3
  ------------------------------------------------------------------------------------------
  25. Mark Knowles was declared the 2014 International Player of the Year by the International Hockey Federation. He plays for?
  1) Netherlands
  2) Germany
  3) Australia
  4) Spain
  5) UK
  ------------------------------------------------------------------------------------------
  26. Who won the Ballon d’Or World Footballer of the Year in January 2015 for the second year in a row?
  1) Lionel Messi
  2) Neuer
  3) James Rodriguez
  4) Cristiano Ronaldo
  5) Miroslav Klose
  ------------------------------------------------------------------------------------------
  27. Who was chosen for the Vikram Sarabhai memorial award in January 2015?
  1) G. Satheesh Reddy
  2) Avinash Chander
  3) M.Y.S. Prasad
  4) K. Radhakrishnan
  5) None of these
  ------------------------------------------------------------------------------------------
  28. Who became the first woman to lead the Inter-Services Guard of Honor which was inspected by US President Barack Obama at Rashtrapati Bhavan on January 25, 2015?
  1) Anjali Gupta
  2) Pooja Thakur
  3) Shalini
  4) Deepika Misra
  5) Karishma Sethi
  ------------------------------------------------------------------------------------------
  29. Legendary cartoonist R.K. Laxman passed away in January 2015. He was the creator of?
  1) Uncle Anu
  2) Chacha Chaudhari
  3) Amul girl
  4) Common Man
  5) Mungeri Lal
  ------------------------------------------------------------------------------------------
  30. B.G. Verghese died recently. He was a renowned?
  1) Actor
  2) Director
  3) Scientist
  4) Hockey player
  5) Journalist
  ------------------------------------------------------------------------------------------
  31. James Rodriguez won the FIFA goal of the year award in January 2015. He plays for?
  1) Uruguay
  2) Colombia
  3) Argentina
  4) Peru
  5) Brazil
  ------------------------------------------------------------------------------------------
  32. A.S. Kiran Kumar is the?
  1) Director of CBI
  2) Director General of DRDO
  3) Director of IB
  4) Chairman of ISRO
  5) None of these
  ------------------------------------------------------------------------------------------
  33. Who was sworn in as the Prime Minister of Sri Lanka in January 2015?
  1) Maithripala Sirisena
  2) Mahinda Rajapakse
  3) Ranil Wickramasinghe
  4) Sarath Fonseka
  5) None of these
  ------------------------------------------------------------------------------------------
  34. Beji Caid Essebsi is the current President of?
  1) Algeria
  2) Tunisia
  3) Nigeria
   4) Egypt
  5) Morocco
  ------------------------------------------------------------------------------------------
  35. Who won the Chennai Open men’s singles tennis title in Chennai in January 2015?
  1) Aljaz Bedene
  2) Jonathan Marray
  3) Andy Murray
  4) Leander Paes
  5) Stanislas Wawrinka
  ------------------------------------------------------------------------------------------
  36. Who among the following is not a Padma Vibhushan winner this year?
  1) L.K. Advani
  2) Dilip Kumar
  3) M.R. Srinivasan
  4) Veerendra Heggade
  5) Rajat Sharma
  ------------------------------------------------------------------------------------------
  37. With regard to WTO, what is the full form of TFA?
  1) Trade Factoring Agreement
  2) Trade Facilitation Agreement
  3) Trade Fostering Agreement
  4) Trade Featuring Agreement
  5) None of these
  ------------------------------------------------------------------------------------------
  38. Who won the London classic chess title in December 2014?
  1) Michael Adams
  2) Magnus Carlsen
  3) Vladimir Kramnik
  4) Viswanathan Anand
  5) None of these
  ------------------------------------------------------------------------------------------
  39. Olof Palme Human Rights Prize is given by which of the following countries?
  1) Norway
  2) Finland
  3) Sweden
  4) Iceland
  5) Ireland
  ------------------------------------------------------------------------------------------
  40. Shinzo Abe was reelected as the Prime Minister of which of the following countries in December 2014?
  1) South Korea
  2) North Korea
  3) Philippines
  4) Japan
  5) Thailand
  ------------------------------------------------------------------------------------------
  ANSWERS:
  1) 1 2) 2 3) 3 4) 4 5) 5 6) 4 7) 3 8) 1 9) 2 10) 5
  11) 4 12) 1 13) 5 14) 3 15) 2 16) 4 17) 3 18) 4 19) 2 20) 3
  21) 1 22) 2 23) 3 24) 5 25) 3 26) 4 27) 3 28) 2 29) 4 30) 5
  31) 2 32) 4 33) 3 34) 2 35) 5 36) 5 37) 2 38) 4 39) 3 40) 4