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Current Affairs September 2014
- The much-awaited Nalanda University started operations from 1 September 2014. The first two schools to start are the School of Ecology and Environmental Studies and School of Historical Studies. Who is heading this university, which was created following a special Act of Parliament in 2010, as its first Chancellor?
– Prof. Amartya Sen
The modern Nalanda University was created to blend values of the ancient Nalanda university that was one of the world’s first residential university established during the fifth century by the kings belonging to Gupta Empire. The newly started Nalanda University is situated in Rajgir, near Nalanda in Bihar. It is part of an ambitious plan for reviving and re-establishing Nalanda University which was one of the oldest and most prestigious higher-learning institutions of the World. But as there has not been any construction so far, the university started functioning from Rajgir Convention Centre, a state government building. Government-owned Tathagat Hotel will serve as the hostel for the time being. With the deal for selling an amphibious landing sea-plane to India finalized on 1 September 2014, Japan would sell military hardware to a country for the first time since World War-II. What is the name of this sea-plane?
– US-2On 1 September 2014 Japan agreed to sell and transfer technology to India to build the specialised sea-plane, the US-2 produced by ShinMaywa. With this deal Indian Navy’s ability to carry out amphibious landing, casualty evacuation, humanitarian assistance and long-range surveillance and reconnaissance received a major boost. The US-2 is one of the sturdiest aircraft and can operate in sea state 5 conditions (at wind speed of 30 to 38 kilometres per hour) on the high seas as well as on rivers and lakes. It can carry nearly 30 personnel and 18 tonnes of load and can fly 4,500 km at a stretch. This is the first time since World War-II – that ended seven decades ago – that Japan will be selling military hardware. Following its defeat, Japan imposed an embargo on sale of weapons and military equipment. The agreement is an indication of the closeness between India and Japan. Both nations are actively pursuing each other mainly in the areas of defence and trade to counter the growth of China and its increasingly aggressive behaviour in the region. In keeping with the Modi government’s policy, these planes will be made in India.Nifty, the 50-scrip benchmark index of the National Stock Exchange (NSE) crossed which milestone mark for the first time on 1 September 2014?
– 8,000 markNifty hit 8,000 level for the first time while Sensex hit a new high of 26,900 on 1 September mainly due to positive GDP growth figures released recently. The CSO had estimated 5.7% GDP growth rate during the first quarter of 2014-15, which is the best quarter performance since March 2012..Former Chief Justice of India P. Sathasivam is poised to become the new Governor of which state, after he accepted the governorship of the state?
– KeralaFormer CJI P. Sathasivam accepted Union Government’s proposal to be appointed as the Governor of Kerala. The move to appoint him sparked a debate in political and legal circles on the propriety of giving gubernatorial assignment to a person who retired from the highest judicial office in the country. This is the first time a retired CJI is being appointed to serve as a Governor of a State. There have been instances where former Chief Justices of High Courts were appointed as Governors.Which public-sector bank declared Kingfisher Airlines, its promoter Vijay Mallya and three directors as “wilful defaulters” on 1 September 2014, with which it became the first bank to make such a declaration against Mallya?
– United Bank of India (UBI)Kolkata-based United Bank of India (UBI) is a part of the State Bank of India-led consortium to have financed Kingfisher and has an exposure of around Rs. 400 crore to it. A “wilful defaulter” tag means Mallya cannot be on the board of any company nor can he raise money from the public. He can also be subjected to criminal proceedings under Sections 403 and 425 of the IPC, dealing with misappropriation and fraud.Asia’s first Ballistic Research Centre is all set to be established in which Indian state very soon?
– GujaratGujarat Forensic Science University (GFSU) at Gujarat’s capital Gandhinagar is all poised to get established a Ballistic Research Centre (BRC), which would be first one of its kind in the whole of Asia. The BRC would be established mainly to test bullet-proof armoured vehicles as big as trucks. Till now, the armoured vehicles from India are sent to countries like the UK, USA and France for testing. The GFSU was so far able to conduct testing of only bulletproof jackets, helmets and bulletproof plates, but with this new venture the entire armoured vehicle can be tested successfully.Carolina Marin of Spain emerged as winner of World Badminton Champion
On 31st August 2014, One more important current affair among sports came in. Carolina Marin of Spain clinched the title of World Badminton Championship. This Championship was held in Copenhagen, Denmark.
Carolina Marin must have practiced too hard as she defeated world number one Li Xuerui of china. This was a proud moment for Spain as this victory brought first title of this Championship.U.S. Postal Service to issue stamp of first Indian actor Akkineni Nageswara Rao
U.S. Post Service (USPS) will issue a postage stamp to honour Legendary Indian actor Akkineni Nageswara Rao, thus Rao will be the first actor from India to get this honour. Akkineni Nageswara Rao was passed away early this year. This stamp will be issued on the birth anniversary of Nageshwara Rao.
The Akkineni Foundation of America (AFA) will host a ceremony on 20th September in Dallas, Texas to mark this occasion.GENERAL AWARENESS PRACTICE MCQs FOR SBI PO EXAM
1. The ultimate controller of rules of bank deposits is .........
1) SBI
2) Finance Secretary
3) Ministry of Finance
4) Controller of Deposits
5) RBI
- 2. Important two streams of bank deposits in India ........
1) Functional deposit and Demand deposit
2) Low demand deposit and Demand deposit
3) Term deposit and Flexi deposit
4) Term deposit and Demand deposit
5) None - 3. In the term deposit, two important types of bank accounts are .........
1) Savings account and Fixed deposit
2) Fixed deposit and Current account
3) Savings deposit and Current account
4) Fixed deposit and Recurring deposit
5) None of above - 4. The highlight of Term Deposit is ........
1) Deposit accepted for fixed term
2) Cumulative rate of interest option
3) No instinct to spend
4) Loan options available
5) All of above - 5. Which among the following accounts fetch the highest rate of interest?
1) Savings deposits
2) Recurring deposits
3) Fixed deposits
4) Current account deposits
5) All of above - 6. Which of the following option not available in fixed deposits?
1) Cheque facility
2) ATM card
3) Withdrawal form facility
4) Online fund transfer
5) All of above - 7. Usually the banks in our country, declare the additional rate of interest to ....... on fixed
deposits.
1) Senior citizens
2) Political parties
3) Educated people
4) Government officials
5) Defaulter of loans - 8. Whether joint account can be opened in the fixed deposit?
1) No
2) Yes, but one of the joint account holders must not be bank employee.
3) Yes
4) Yes, but the joint account holders must declare they are not having joint account in the different bank.
5) Yes, but the joint account holders must get permission from RBI. - 9. Banks are not permitted to pay commission to employees/ firms/ organizations to mobilize deposits. However banks can pay commission to mobilize deposits to whom as per the present rules of RBI?
1) Non-Governmental Organisations (NGOs)
2) Self Help Groups (SHGs)
3) Micro Finance Institutions (MFIs)
4) Civil Society Organisations (CSOs)
5) All of above - 10. Banks allow the prematurity of fixed deposits. Then they usually collect penal rate of interest on .......... for the premature withdrawal of fixed deposits.
1) Principal
2) Rate of interest
3) Minimum deposit amount
4) Maturity amount
5) All of above - 11. On 24 January 2013, the RBI revised premature deposit rules of ..........
1) Small savings accounts
2) Small value fixed deposit accounts
3) Big size savings accounts
4) Dollar savings accounts
5) Large value fixed deposit accounts - 12. The new rules of large value fixed deposit accounts include ..........
1) Bank can fix the differential interest rates on large size term deposits.
2) Here large value fixed deposit means above 1 crore.
3) For the large value fixed deposits banks should discourage the pre-mature withdrawals.
4) 1 & 2 only
5) All of above - 13. Fixed deposits can have ...........
1) Nomination facility
2) Nomination facility with the permission of Bank Chairman
3) Nomination facility by taking special permission from bank
4) Nomination facility on the day of closing
5) Nomination facility with the permission of person who introduced him to open account - 14. Some time banks offer special term deposits with Lock-in-period. Lock-in-period means .......
1) Locker provided under this deposit
2) Locker facility denied
3) During this period, the deposit holder cannot open another account
4) During this period, banks do not allow the prematurity
5) None of above - 15. In the tax saver fixed deposit accounts, the deposit holder saving which tax?
1) Sales Tax
2) VAT
3) Excise Duty
4) Income Tax
5) Property Tax - 16. Whether a customer can opt premature of his fixed deposit and deposit the same amount in Savings Account?
1) No, because one cannot cancel the fixed deposit and move the same amount into savings account
2) Yes, but he has to penalty for pre maturity of deposit and also pay penalty to deposit in savings account
3) Yes, as he is free to use that amount in any way
4) No, as one cannot do both fixed deposit and savings deposit transactions in a day
5) None of above - 17. A deposit account which enables a depositor particularly in fixed income group to save by paying into the account an agreed fixed sum of money monthly over a stipulated period is called .........
1) Recurring Deposit
2) Fixed Deposit
3) Minor Account
4) Savings Account
5) Corporate Account - 18. NBFC (Non-Banking Finance Company) allowed to accept / renew public deposits for a minimum period of 12 months and maximum period of .........
1) 10 months
2) 20 months
3) 30 months
4) 60 months
5) 80 months - 19. NBFCs cannot offer interest rates higher than the ceiling rate prescribed by RBI from time to time. As per the present rules, the present ceiling is .........
1) 7.5 percent per annum
2) 10.5 percent per annum
3) 24.0 percent per annum
4) 12.5 percent per annum
5) 16.5 percent per annum - 20. On 21 August 2014, RBI in its annual report said that its surplus (profit ) for the financial year 2013-14 come down to ......... percent to Rs.52,679 crore as its interest income from investments in foreign sovereign bonds declined.
1) 12.25%
2) 7.5%
3) 18.5%
4) 20.5%
5) 14.75% - 21. On 18 July 2014, Reserve Bank of India (RBI) has allowed raising foreign investment limit
under portfolio investment in Kotak Mahindra Bank to .........
1) 74%
2) 51%
3) 70%
4) 100%
5) 40% - 22. Nick Clegg and Arun Jaitley discussed various matters of mutual interest, including the retrospective tax amendment issue on 25 August 2014. Nick Clegg is the .........
1) Vice - president of USA
2) President of France
3) Director General, WTO
4) UK Deputy Prime Minister
5) None - 23. A scientific way of measuring, monitoring and managing the various risks that banks or financial institutions are exposed during the course of their operations is called ........
1) Asset Liability Management
2) Public Rating
3) Asset Securitisation
4) Asset Classification
5) Liability Classification - 24. CONCOR was granted the Navarathna status on 23 July 2014 by the Department of Public Enterprises under Union Ministry of Heavy Industries and Public Enterprises. CONCOR stands for ..........
1) Charcoal Corporation of India Limited
2) Coal Corporation of India Limited
3) Container Corporation of India Limited
4) Cement Corporation of India Limited
5) None - 25. Who is the minister for Ministry of Heavy Industries and Public Enterprises?
1) Ananth Kumar
2) Narendra Singh Tomar
3) Anant Geete
4) Jual Oram
5) None - 26. CONCOR was incorporated in March 1988, commenced the operations from .........
1) 1991
2) 1992
3) 1989
4) 2000
5) None - 27. Present Chairman and MD of CONCOR?
1) Anil Kumar Gupta
2) Rajiv Rudi
3) V. Verma
4) Cyrus Mystry
5) None of above - 28. CONCOR registered office located at .........
1) Hyderabad
2) Pune
3) New Delhi
4) Bangalore
5) None - 29. SEBI issued draft regulations for infrastructure investment trusts. As per it the trusts can raise money either through a public issue or a private placement, with a minimum issue size of .........
1) Rs.50 crore
2) Rs.100 crore
3) Rs.300 crore
4) Rs. 250 crore
5) None - 30. On 15 July, 2014 SEBI barred B Ramalinga Raju, the founder of Satyam Computers
from accessing the capital markets for ........
1) 10 years
2) 18 years
3) 7 years
4) 5 years
5) 14 years - 31. Who was appointed as Chairman of Public Accounts Committee (PAC) on 20 August
2014?
1) Mallikarjun Kharge
2) Rahul Gandhi
3) K.V. Thomas
4) Thambidurai
5) None - 32. New Chairman of Central Board of Direct Taxes (CBDT) is .........
1) Rana Kapoor
2) Sidharth Birla
3) Ajay S. Shriram
4) K V Chowdary
5) R Chandrasekaran - 33. Granville Austin recently died. He is a .........
1) Famous biologist
2) Notable Indian Constitution expert
3) Nobel laureate
4) Cosmologist
5) None - 34. 'The Indian Constitution: Cornerstone of a Nation' written by .........
1) F. Nariman
2) R.M. Lodha
3) Ram Jethmalani
4) Markandey Katju
5) Granville Austin - 35. World-renowned yoga guru Bellur Krishnamachar Sundararaja Iyengar died on 20 August 2014. He born in .........
1) Tamilnadu
2) AP
3) Karnataka
4) Bihar
5) Rajasthan - ANSWERS:
1-5, 2-4, 3-4, 4-5, 5-3, 6-5, 7-1, 8-3, 9-2, 10-2
11-5, 12-5, 13-1, 14-4, 15-4, 16-3, 17-1, 18-4, 19-4, 20-5
21-5, 22-4, 23-1, 24-3, 25-3, 26-3, 27-1, 28-3, 29-4, 30-5, 31-3, 32-4, 33-2, 34-5, 35-3
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